Pub. 9 2021 Issue 2

Issue 2. 2021 27 We would like to welcome our new Associate Members: BackBase - Backbase is a fast growing fintech software provider that empowers financial institutions to accelerate their digital transformation and effectively compete in a digital- first world. We are the creators of the Backbase Omni-Channel Banking Platform, a state-of-the-art digital banking software solution that unifies data and functionality from traditional core systems and new fintech players into a seamless digital customer experience. We give financials the speed and flexibility to create and manage seamless customer experiences across any device, and deliver measurable business results. We believe that superior digital experiences are essential to stay relevant, and our software enables financials to rapidly grow their digital business. More than 120 financials around the world have standardized on the Backbase omni-channel banking platform to streamline their digital sales and self-service operations across all digital touchpoints. Our customer base includes ABN AMRO, Bank ABC, Barclays, BPI, CheBanca!, Citizens Lightstream, Credit Suisse, Fidelity, HDFC, IDFC, KeyBank, Ila Bank, Me Bank, Navy Federal, PostFinance, RBC, RBS, Standard Bank, Societe Generale, Truist, U Bank and Westpac. Bank Compensation Consulting - Bank Compensation Consulting specializes in assisting financial institutions with the evaluation of their compensation programs by identifying deficiencies in their current programs and creating customized plans and offsetting the cost with Bank-Owned Life Insurance (BOLI). BCC has completed SSAE 18-SOC Certification and provides ongoing administrative support and guidance on these plans. Bell Bank - Headquartered in Fargo, N.D., Bell Bank is one of the largest independently owned banks in the nation, with assets of more than $9 billion. As a privately held company, owned by several majority stockholders, about 140 additional stockholders and Bell employees through an employee stock ownership plan (ESOP), we don’t have the pressure of next quarter’s earnings. Instead, we focus on a healthy balance of profitability, growth and nurturing relationships. Unlike a typical correspondent bank, Bell’s focus is working as your partner. We have larger hold limits, so we won’t resell your loan participation with us. We also have a team dedicated to correspondent banking and credit, so we can provide flexible underwriting, competitive lending terms and prices, fast decision-making and consistent communication. Having partnered with more than 300 other independent community banks across 16 states, we’ll help you enhance your customer relationships through our experience- based expertise in participation loans, bank stock and ownership loans and equipment financing. In providing these services, we become your behind-the-scenes partner, helping you work in a larger relationship without threatening your relationship with your customer. Call 701-298-1500 to learn how. Bell Bank, member FDIC. FBBS - FBBS was founded in 1984 to service community banks and their investment portfolio needs in a simple and straightforward manner. For over 30 years, FBBS has worked with over 1,000 clients in more than 25 states. Initially founded with the purpose to service community bank investment needs, the scope of our client coverage has evolved over time. Today we service investment needs for not only community banks, but also trust companies, insurance companies, investment advisors, wealth managers, municipalities, corporations and individuals. No matter the type of client, we are committed to upholding our philosophy of exceptional service through individualized attention. Our experienced traders and sales representatives are dedicated to providing the appropriate products, services and trade execution tailored to our clients’ needs. The FBBS team believes the success of our clientele is the future of our firm. Kadince - Managing, tracking, and reporting on community involvement is time-consuming. Kadince streamlines community involvement management for financial institutions. With Kadince, you will save time so you can make a greater impact in your community. Kadince can also streamline your marketing approval management, and complaint management. Lendio Utah - Lendio is a marketplace for business loans. Our network of lenders fund all industries with a variety of loan products including lines of credit, short-term working capital, equipment financing, factoring, SBA, and term loans. Stephens Inc.- Stephens Inc. is an investment banking advisor to a broad spectrum of financial services companies. Representative clients include: regional and various community banks and thrifts, consumer finance companies, broker/ dealers, wealth managers, insurance brokers and underwriters and third- party administrators. The Financial Services Group serves public and private companies in addition to private equity groups. Since January 1, 2016, Stephens Inc. has advised on 67 M&A transactions in the banking sector with a total transaction value of $12 billion. In addition to our M&A experience, we have lead-managed or co-managed more than 72 equity and debt offerings in the banking sector since 2016, with a total offering value approaching $7.7 billion. MEMBERS