Pub. 5 2017 Directory

16 Sandler O'Neill + Partners, L.P. 1251 Avenue of the Americas, 6th Floor New York, NY 10020 Avi Barak Phone: (212) 466-7800 abarak@sandleroneill.com Steven Egli Phone: 415-978-5056 segli@sandleroneill.com www.sandleroneill.com Sandler O'Neill + Partners, L.P. is a leading investment banking firm and registered broker-dealer focused on the financial services sector.The firm provides the full suite of investment banking services, including advisory, capital markets, fixed income and equity trading and sales, mortgage finance, balance sheet management and research services to financial institutions and their investors. ___________________________ Lending Partners Federal Home Loan Bank of Des Moines 1001 Fourth Ave, Suite 2600 Seattle, WA 98154 Eric Jensen Phone: (206) 340-2489 ejensen@fhlbdm.com www.fhlbdm.com The Federal Home Loan Bank of Des Moines is a member-owned financial cooperative that provides liquidity, funding, and services to enhance our members success and the availability of affordable homes and economic develop- ment in their communities. ___________________________ Mirador 317 SW Alder St, 2nd Floor Portland, OR 97204-2547 Gregory Kovtun Phone: (248) 885-3596 gkovtun@miradorfin.com www.miradortech.com Small business lending can be tough. Businesses are quirky; each one has unique risks and data can be sparse. Traditional lending practices haven't fun- damentally changed in decades but emerging online lenders are setting a new standard by using technology to simplify the application process and improve the speed of lending decisions. Mirador empowers banks to compete: Simplify the applica- tion process. Mirador automates the entire application process, from collection and verification to preparing the loan package. Through automation, we enable you to move with the competi- tion’s speed at a vastly reduced cost structure. Streamlined Un- derwriting. Our lender portal provides the customized credit summary, based on your own lending criteria, the detailed credit memo, and the digitized documentation that you need to make a fast and accurate deci- sion. Acquire new customers. Increase conversions online and in-branch by not only provid- ing the capital small businesses need but the simplified lending experience borrowers expect. Improve profitability. Easily implement a modern, secure lending program to reduce origination costs and loan losses. Eliminate wasted hours processing paper applications, collecting documentation and entering data. Exclusive Pro- gram Highlights •UBA Mem- bers receive preferred pricing • Exceptional service levels and performance guarantees • Quick set up and trouble free launch • Comprehensive program man- agement and reporting ___________________________ Mountain West Small Business Finance 2595 East 3300 South Salt Lake City, UT 84109-2727 Steve Suite Phone: (801) 474-3232 ssuite@mwsbf.com www.mwsbf.com MountainWest Small Business Finance (formerly Deseret CDC) is one of the nation’s leading SBA 504 lenders. Since 1981,MWSBF has done over 3000 SBA 504 loans, helping to create 50,000 Utah small business jobs and bringing together over $2.5 billion dollars of fixed asset capital. Each SBA 504 loan requires the participation of a bank and the partnership of MWSBF to give the small business customer low interest, fixed rate 20 year loan for an owner occupied building, expansion or equipment.The attrac- tiveness of a first collateral position by the bank and a 10 percent down payment by the borrower makes the SBA 504 loan, the loan of choice for the banks small business borrower. ___________________________ Rocky Mountain CRC 64 East Winchester Street, Suite 230 Salt Lake City, UT 84107-5602 Jo Stapley Phone: (801) 366-0040 jstapley@rmcrc.org www.rmcrc.org Through its 25 member bank network, Rocky Mountain CRC has originated over $176 Million in 120 CRA-qualified loans to fund the development of 6126 apartment homes. UCRC provides technical assistance to customers and inves- tors and underwrites, originates, and services commercial loans for affordable housing and community development. Rocky Mountain CRC provides financial products for both non-profit and for-profit developers and service providers. Rocky Mountain CRC specializes in first-time borrowers and as the lender-of-last-resort for projects unable to attract conventional credit because of their location, size or risk profile. Utah Housing Corporation 2479 South Lake Park Blvd. Salt Lake City, UT 84120 Grant Whitaker Phone: (801) 902-8290 gwhitaker@uthc.org www.utahhousingcorp.org UHC was created in 1975 by Utah legislation to serve a public purpose in creating an adequate supply of money with which mortgage loans at reasonable in- terest rates could be made to help provide affordable housing for low and moderate income persons. ___________________________ Management Consultants Community Bank Consulting Services 364 Tanner Lane Midway, UT 84049-6520 Lynn A. David Phone: (314) 422-1567 ldavid@bankconsultants.com www.bankconsultants.com Lynn David has been in bank- ing for over 40 years and has been consulting with banks for over 28 years. He assists with best practice/profit improvements projects, merger and consolida- tion assistance, branch staffing analysis and strategic planning. He also conducts both customer and employee opinion surveys. His experience in the human resource area can assist with the development of position de- scriptions, career paths, respon- sibility grades and salary ranges. He trains employees how to set individual goals and develops incentive compensation plans which meet regulatory guide- line. He also develops Affirma- tive Action Plans and conducts training in Basic Customer Ser- vice and Selling Skills, Referral Skills, Performance Evaluation and Counselling Skills. ___________________________ Metrostudy 1 Thomas Circle NW, Suite 600 Washington, DC 20005-5803 Heather Knutson Phone: (202) 452-0800 hknutson@metrostudy.com www.metrostudy.com Metrostudy is the leading provider of primary and second- ary market information to the housing and related industries nationwide. Metrostudy provides