Pub. 5 2017 Directory

18 The Utah Bankers Association is a financial services trade association comprised of Regional, Community, and Industrial Banks.The Association’s mission is to: • Promote a favorable image and understanding of the banking industry to the general public and maintain the public confidence in the strength and security of Utah’s financial service industry. • Protect the industry against legislation or regulation which could result in undue or burdensome oversight or competitive disadvantage. • Provide (i) membership with assistance and resources designed to improve operational efficiency and profitability and (ii) a forum for open communication between providers of financial services in Utah. Mirador 317 SW Alder St, 2nd Floor Portland, OR 97204-2547 Gregory Kovtun Phone: (248) 885-3596 gkovtun@miradorfin.com www.miradortech.com Small business lending can be tough. Businesses are quirky; each one has unique risks and data can be sparse. Traditional lending practices haven't fundamentally changed in decades but emerging online lenders are setting a new standard by using technology to simplify the application process and improve the speed of lending decisions.Mirador empowers banks to compete: Simplify the application process.Mirador automates the entire application process, from collection and verification to preparing the loan package.Through automation, we enable you to move with the competition’s speed at a vastly reduced cost structure. Streamlined Underwriting. Our lender portal provides the customized credit summary, based on your own lending criteria, the detailed credit memo, and the digitized documentation that you need to make a fast and accurate decision. Acquire new customers. Increase conversions online and in-branch by not only providing the capital small businesses need but the simplified lending experience borrowers expect. Improve profitability. Easily implement a modern, secure lending program to reduce origination costs and loan losses. Eliminate wasted hours processing paper applications, collecting documentation and entering data. Exclusive Program Highlights •UBA Members receive preferred pricing • Exceptional service levels and performance guarantees • Quick set up and trouble free launch • Comprehensive program management and reporting _______________________ Technology Audits & Risk Assessments Azureity, Inc. 563West 500 South, Suite 260 Bountiful, UT 84014 Brian Acord Phone: (801) 677-2499 bacord@azureity.com www.azureity.com Azureity provides a complete range of IT services that are custom designed to fit the growing needs of small to medium-sized banks. By either working alongside in-house IT operations or as a stand-alone solution, Azureity provides desktop management, infrastructure, backups, and decades of IT expertise. Azureity is the industry leader in FFIEC Cybersecurity Assessment and Policy Management and provides a suite of tools and services specifically designed to help banks become compliant, manage ongoing changes, reporting, and maintain policies required for a secure infrastructure and bank examinations. RSM US LLP 515 South Flower Street, 41st Floor Los Angeles, CA 90071 Victoria Umphress Phone: (213) 330-4736 victoria.umphress@rsmus.com www.rsmus.com RSM US LLP is the leading provider of audit, tax and consulting services focused on the middle market, with more than 8,000 people in 80 offices nationwide. It is a licensed CPA firm and the U.S. member of RSM International, a global network of independent audit, tax and consulting firms with more than 37,000 people in over 110 countries. In addition to traditional accounting and tax services, our consulting specialists provide enterprise risk assessments, internal audit, regulatory compliance, bank secrecy act, loan review, information technology services and merger/acquisition support. Visit www.rsmus.com to learn more. ________________________ The Cadence Group P.O. Box 711190 Salt Lake City, UT 84171 Jonathan Eberhardt Phone: (801) 337-3917 jeberhardt@thecadencegroup.com www.thecadencegroup.com The Cadence Group provides financial institutions a range of regulatory compliance risk management services customized to meet your specific business needs.These services include: Assessments relating to FFIEC standards. Working with your IT and business control owners we can evaluate your risk management practices as it relates to the IT Examination Booklets, identify gaps, and provide sound resolutions to improve your risk management process. In addition, we can execute a cybersecurity assessment using the Cybersecurity Assessment Tool (CAT) to determine your institution's cybersecurity maturity and identify the controls required to align with your inherent risk profile. FDICIA compliance. We can help design and assess the internal processes and controls over your financial reporting process. Through a comprehensive effort of appropriate scoping, documenting, testing, and remediation we can help you achieve FDICIA compliance. Preparation for targeted regulatory exams and policy and process review. Whether it is achieving anti-money laundering controls outlined in the Bank Secrecy Act, maintaining privacy obligations dictated by the Gramm-Leach- Bliley Act, or monitoring identity management requirements in the Red Flags Rule, we can help navigate you through it. MISSION STATEMENT