Pub 11 2022 Issue 4

The CommunityBanker 20 3 - J A N 4 - J A N 5 - J A N 1 0 - J A N 1 1 - J A N 1 2 - J A N 1 7 - J A N 1 8 - J A N 1 8 - J A N 1 9 - J A N 2 4 - J A N 2 5 - J A N 2 5 - J A N 2 6 - J A N 3 1 - J A N 1 - F E B 2 - F E B 7 - F E B 8 - F E B 9 - F E B 1 4 - F E B 1 4 - F E B 1 5 - F E B 2 1 - F E B 2 2 - F E B 2 2 - F E B 2 8 - F E B F i n a l A T R / Q M R u l e s : G u i d a n c e , A T R O p t i o n s & P o l i c y U p d a t e A d v a n c e d I s s u e s i n D o r m a n t A c c o u n t s , U n c l a i m e d P r o p e r t y & E s c h e a t m e n t T h e A B C s o f R D C P r o t e c t i n g t h e S B A G u a r a n t e e S t a r t t o F i n i s h B S A O f f i c e r P a r t 1 : B S A U p d a t e f o r B S A O f f i c e r s I R A & H S A U p d a t e : D i s c o v e r W h a t ' s N e w & C h a n g i n g 2 0 2 3 C a l l R e p o r t U p d a t e B e n e f i c i a l O w n e r s h i p F i n a l R u l e : D e t a i l s & D e a d l i n e s B e g i n n i n g S e c u r i t y O f f i c e r : D o s , D o n ' t s & C o m p l i a n c e C a s h F l o w A n a l y s i s P a r t 1 : D e b t S e r v i c e C o v e r a g e , G l o b a l C a s h F l o w & M o r e C r e d i t R e p o r t i n g R i s k s i n t h e B a n k i n g E n v i r o n m e n t 2 0 2 2 H M D A S u b m i s s i o n D u e M a r c h 1 , 2 0 2 3 : U p d a t e s , C h a l l e n g e s & R e a l - L i f e E x a m p l e s Q u a l i f y i n g B o r r o w e r s U s i n g P e r s o n a l T a x R e t u r n s P a r t 1 : S c h e d u l e s B & C C T R L i n e - b y - L i n e : A c c u r a c y & I n s i g h t A n t i - M o n e y L a u n d e r i n g A c t : U p d a t e & L e s s o n s L e a r n e d M o r t g a g e D e f a u l t s : W o r k o u t s , A l t e r n a t i v e s , F o r e c l o s u r e s , S h o r t S a l e s & M o r e R e g u l a t o r y U p d a t e f o r t h e C r e d i t A n a l y s t T o p F i v e M a r k e t i n g T r e n d s f o r 2 0 2 3 & B e y o n d M a s t e r c a r d D e b i t C a r d C h a r g e b a c k s : R u l e s , R i g h t s & C h a l l e n g e s S A R L i n e - b y - L i n e : C o m p l i a n c e & D e c i s i o n - M a k i n g C a s h F l o w A n a l y s i s P a r t 2 : D e e p e r A n a l y s i s , B a l a n c e S h e e t & E x t e r n a l F a c t o r s Q u a l i f y i n g B o r r o w e r s U s i n g P e r s o n a l T a x R e t u r n s P a r t 2 : S c h e d u l e s D , E & F B S A f o r F r o n t l i n e S t a f f F i v e R e a s o n s t o P r e p a r e f o r 1 0 7 1 R u l e s : S m a l l B u s i n e s s R e p o r t i n g f o r W o m e n & M i n o r i t y O w n e d B u s i n e s s e s C o m p l i a n c e O f f i c e r s : A d v a n c e d D e p o s i t & C o n s u m e r C o m p l i a n c e T r a i n i n g T D R C o m e b a c k : Q u a l i f i c a t i o n U n d e r C E C L & E n d o f C A R E S A c t B a n k i n g M i l i t a r y P e r s o n n e l : M L A , S C R A & R e c e n t C i t a t i o n s U P C O M I N G W E B I N A R S Visit fin-ed.info/VACB for 200+ Bank Training Webinars VACB 2023 Educational Offerings VACB Compliance Forum Program March 7 - Richmond March 9 - Abingdon/Hybrid* May 23 - Richmond May 25 - Abingdon/Hybrid* Advanced BSA/AML for Community Banks February 7 & 8 - Richmond The Satterfield Center for Community Banking in Virginia VACB Essentials of Banking* Presented Virtually in conjunction with the Community Bankers Association of Georgia and the Missouri Independent Bankers Association Fair Credit Reporting Act Deep Dive January 19 & 20 - Staunton Hotel 24 South

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