Pub. 10 2021-Issue 2

TOC	2
Chairman’s Message	4
President’s Message: The Past is Merely Prologue	5
Crypto Chronicles: Bitcoin 101 for Community Bankers	6
2021 VACB / Williams Mullen - 21st Annual Bankers’ Cup Tournament	8
Munis For The Many: Taxable Municipal Bonds Have Appeal For Nearly All Community Banks	10
The Difference Between Vendor Significance and Vendor Risk	12
Tailoring Your Fair Lending Program to Address Regulatory Trends and Institution-Specific Risk	14
Advertiser's Index	17

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