Pub 13 2022 Issue 4

TOC	4
President’s Message Farewell	5
2022 Highlights Honoring Our Bankers that make Our Communities a Better Place	6
What a Recent Court Decision and Challengesto the CFPB Mean for West Virginia Banks	8
Why Banks are Embracing Loan Marketplaces as a Solution to Liquidity	12
Financial Abuse of the Elderly	14
Why A Holistic Approach to Cybersecurity in the Banking Industry Is Beneficial	16
Six Strategies to Navigate Credit Stress	18
ABA Conference Focuses on Legislation, Economic Uncertainty and Digital Assets	20
S.R. Snodgrass, P.C. Announces the Acquisition of Zeno, Pockl, Lilly, & Copeland, A.C.	22
Under Pressure: Deposit Betas in 2023	24

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