Pub 14 2023 Issue 1

President’s Message: I Marvel at My Good Fortune	4
Pleasants County Bank: A Legacy of Strong Leadership Succession	6
Rising Interest Rates May Shut Some Community Banks out of FHLB Funding	10
Why Should I Hire a Managed Security Services Provider (MSSP)?	12
Corporate Transparency Act: New Beneficial Ownership Reporting Creates Efficiencies for Banks	14
Ludwig on CRA Revamp, Bank-Fintech Scrutiny, and Crypto’s Future	16
Exploring Bankers’ Priorities and Perspectives for 2023	18
ALM in 2023: Revisiting Economic Value of Equity (EVE)	20
CECL Model Validation	22
ICBB Launches Digital Content Source for Community Bankers — The Correspondent	24
Plaintiffs Pursuing Increased Class Action Claims for Overdraft Fees and Charges Against Customers	26
2023 Calendar of Events	29

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