Pub. 12 2021 Issue 2

www.wvbankers.org 20 West Virginia Banker As with any strategy, there is no silver bullet; but rather, your bank should be looking for a long-term loyalty payoff.  Continued from page 19 Advertiser Index Achim Griesel is President and Dr. Sean Payant serves as the Chief Strategy Officer at Haberfeld, a data-driven consulting firm specializing in core relationships and profitability growth for community-based financial institutions. Achim can be reached at (402) 323-3793 or achim@haberfeld.com . Sean can be reached at 402.323.3614 or sean@haberfeld.com. Arnett Carbis Toothman..............................................IBC ATMSolutions................................................................... 25 Baker Group.................................................................... IFC Bankers Bank of Kentucky................................................7 Bankers Healthcare Group............................................16 Bowles Rice.........................................................................3 Greenbrier.........................................................................21 Spilman Thomas & Battle.......................................... OBC S.R. Snodgrass.................................................................17 Suttle & Stalnaker..............................................................11 WVBA Insurance Group.................................................24 Zeno, Pockl, Lilly and Copeland................................... 13 Griesel Payant