Pub. 13 2022 Issue 3

TOC	4
President's Message: Association Focus	5
Meet Your Chairman Jim King, Bank of Monroe	8
The 128th Annual WVBankers Convention Recap	12
Thank you Convention Sponsors	14
Cybersecurity Is Everyone’s Responsibility	16
Will the Federal Reserve Sell MBS?	18
West Virginia Shortens Tax Sale Redemption Periods	21
The Battle for Deposits Is Heating Up: Are You Ready?	24
NSF Fees: Prepare for a new regulatory focus	28

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