Pub. 15 2024 Issue 3

President’s Message - West Virginia’s Banking Culture is a Competitive Advantage	5
Meet Your Chairman - Travis G. Delaplain, CPA, FNB Bank	6
Thank You to Our Sponsors: 130th WVBankers Annual Convention	10
Consumer Compliance Trends	12
Utilizing the Corporate Fiduciary	14
Amid the Hype, Is AI Right for Your Bank?	16
The End of Chevron Deference and Its Impact on the Banking Industry	18
Audit Stress? Lessen Annual Audit Anxiety with a 3(16) Fiduciary	22
Be Proactive and Limit Asset Misappropriation Schemes	24
Words of Wisdom - Investing for the Next Rate Cycle	26

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