Pub. 12 2021 Issue 1

www.wvbankers.org 4 West Virginia Banker 18 CONTENTS The West Virginia Banker magazine was recognized with an Award of Distinction in the Overall Design Category. The Communicator Awards are the leading international creative awards program honoring creative excellence for communication professionals. Founded over two decades ago, The Communicator Awards are an annual competition honoring the best in advertising, corporate communications, public relations and identity work for print, video, interactive and audio. The 24th Annual Communicator Awards received over 6,000 entries from top ad agencies, interactive agencies, production firms, in-house creative professionals, graphic designers, design firms, and public relations firms around the world. ©2021 The West Virginia Bankers Association | The newsLINK Group, LLC. All rights reserved. West Virginia Banker is published four times each year by The newsLINK Group, LLC for the West Virginia Bankers Association and is the official publication for this association. The information contained in this publication is intended to provide general information for review, consideration and education. The contents do not constitute legal advice and should not be relied on as such. If you need legal advice or assistance, it is strongly recommended that you contact an attorney as to your circumstances. The statements and opinions expressed in this publication are those of the individual authors and do not necessarily represent the views of the West Virginia Bankers Association, its board of directors, or the publisher. Likewise, the appearance of advertisements within this publication does not constitute an endorsement or recommendation of any product or service advertised. West Virginia Banker is a collective work, and as such, some articles are submitted by authors who are independent of the West Virginia Bankers Association. While West Virginia Banker encourages a first-print policy, in cases where this is not possible, every effort has been made to comply with any known reprint guidelines or restrictions. Content may not be reproduced or reprinted without prior written permission. For further information, please contact the publisher at 855.747.4003. 10 5 A Message From the Chief Executive: How’s Your Association Doing? By Sally Cline 6 community CORNER 8 Alan Brill: The CEO of Capon Valley Bank Retires 10 COVID-19 Turns One: Lessons Learned From a Global Health Crisis By Rob Nichols, President and CEO, American Bankers Association 12 Protecting Your Most Valuable Assets: How Employee Noncompetition, Nonsolicitation, and Nondisclosure Agreements Can Be Applied in the Banking Industry By Pamela J. Ferrell, Bowles Rice 14 Fair Trade Banking Presents Opportunities for Small and Regional Banks By Alexander L. Turner, Spilman Thomas & Battle, PLLC 16 COVID-19: Impact on Controls, Customer Service, Delivery and Hiring By Andrew Shear, Arnett Carbis Toothman LLP 18 Core Processing: Tips for Selecting Your Next Vendor By Greg Schratwieser, ICI Consulting 22 PPP Round Two and Beyond By Matthew Kingery, Lewis Glasser, PLLC 26 Forbearance Expiry Expectations By Andrea F. Pringle, The Baker Group 30 Making a Case for Your Bank’s Fintech Strategy By Adam Thomas, Dixon Hughes Goodman LLP 34 Calendar of Events