D Advancing Notarization with RON By eNotaryLog Digital technology is disrupting traditional documentation processing and paving the way to more convenient and efficient transactions. As paper pushing sunsets, the electronic equivalent is powering secure digital alternatives. Remote Online Notarization (RON) is the process of notarizing a document digitally through the use of audio-visual technology to securely review documents and electronically verify a person’s identity to complete a legally binding notarial act online. RON is leveraged by a myriad of industries including banks, title companies, real estate brokerages, law firms, lending institutions, corporations and small businesses. Simplicity, convenience, and security are the foundation of RON, but other benefits include error reduction, secure transfers, fraud mitigation, affordability, and more. There is no longer a need to meet with a notary in person. No Travel Necessary RON technology is relatively new. The pandemic highlighted the need for remote online notarization, which was initially allowed under Emergency Use Authorization. Efficiency and security have popularized RON, and currently, 44 states have passed remote online notarization laws, including Washington, D.C. Interstate recognition promises the legal honoring of documented transactions and official notarial acts performed from state to state. As long as a RON notary is physically located anywhere within the state in which they are commissioned, the signer and notary satisfy personal appearance requirements by using real-time audio-visual technology. No travel necessary. It’s Secure Remote online notarization uses industry-standard audiovisual technology and Knowledge Based Authentication (KBA), as well as ID Credentialing, to identify the signer while ensuring their privacy. KBA assesses a user’s knowledge by asking questions generated from their public records and credit history before granting access to an account with sensitive digital data. RON solution providers also use fraud and tamperevident encryption along with digital audit trails. States may vary in their RON laws, but RON providers conform to the laws of each state. It is these technologies and conformities that ensure remote online notarization is secure and compliant.
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