Pub 12 2022-2023 Issue 6

Chairman's Message - Reflections and Ruminations 4
Data Collection Rule CFPB's Small Business Lending INCREASES Operational Burdens and Regulatory Risk for Lending to Small Businesses 6
Isuring Calm Before the Next Storm - NATURAL DISASTERS INCREASE COMMUNITY BANKERS’ INTEREST IN CAPTIVE INSURANCE COMPANIES 10
“THE WORLD HAS CHANGED” - ARE YOU READY FOR THE DEPOSIT BATTLE ROYALE? 12
CBA Centerpoint 14
Is Your Bank Ready for LIBOR Fallback? 16
Upcoming CBA Events 20
Lender Beware When Serving by Mail in Colorado 21
Primax Payments Pulse Shows Payment Preferences by Generation 22
How Banks Can Win the Battle for Deposits 24
Slip, Trip and Fall Prevention 27

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