Community Banks and Crypto-Assets Is It Time To Start Exploring? Ian F. McDowell, CPA, Principal, Audit and Assurance S.R. Snodgrass PC Speaking recently with our many community bank clients, we’ve seen a significant increase in questions and concerns regarding the increased presence of crypto-assets business models. The general sentiment is “I know it’s being discussed, but I’m not sure how the regulators will view this or how it will affect the current operations of my community bank.” As these questions continue to increase, this article has been prepared to provide some insights into the FDIC’s current regulatory developments, as well as some practical information on how community banks can start to explore this topic at their own organization. Let’s start with how the regulatory landscape has changed over the last few years. Between April 2022 and March 2025, the FDIC issued two brief Financial Institution 26 NEBRASKA BANKER
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