2026 Pub. 20 Issue 2

Meet Travis Sears	8
Washington Update: Banking Can Bridge the Political Divide	12
Tech Talk: Confessions of a Cybersecurity Pro Who Failed a Phishing Test	14
Pennies No Longer in Production Impact Cash Transactions and Sales Taxes	22
Transforming Compliance Training	24
Community Banks and Crypto-Assets	26
2026 Education Calendar	31
Counselor’s Corner: Sovereign Citizens and Debt-Avoidance Indicators	18

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