2026 Pub. 15 Issue 1

Chair’s Message: The Integrity of the Machine	4
VACB Preferred Vendor Providers	5
President’s Column: Can You Spare 30 Minutes for the Future of Community Banking?	6
Culture Built Your Bank - Now It Has to Transform It	8
Jonathan Swift on Community Banking	10
Value-Based Selling in Financial Services	14
2026 Industry Outlook	18
The Power of Healthy Dissent in Leadership	20
Why Mentorship Matters in Banking’s Next Chapter	22

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