Features 6 Vantage Viewpoint By Amber R. Van Til, Indiana Bankers Association 7 Chairman’s Report By Benjamin J. Bochnowski, Indiana Bankers Associaiton 9 2024 IBA Education Calendar May-July COVER STORY 10 2024 Mega Conference May 6-8, 2024 12 Against a Rising Tide of Regulation, Banks Must Row Together By Robert S. Nichols, American Bankers Association 14 Continuing the Climb for Our Communities By Rebeca Romero Rainey, Independent Community Bankers of America 48 State Deposits in Indiana Financial Institutions July 1-Dec. 31, 2023 Articles AG BANKING 16 51st Annual Midwest Agricultural Banking School By Brady Brewer, Ph.D., Purdue University FLD FOCUS 18 Make the Most of Your Year With the FLD By Josh Myers, Indiana Bankers Association GR SUMMIT 26 Legislative Day 2024 By Dax Denton & Ross Teare, Indiana Bankers Association FINANCIAL MANAGEMENT 29 Understanding the Tax Treatment of Discount Municipal Bonds By Dana Sparkman, The Baker Group 40 Forbearance Agreements The Benefits of a Timeout By John Waller, Dinsmore & Shohl LLP HUMAN RESOURCES 32 Religious Discrimination in the Workplace By Debra A. Mastrian, Amundsen Davis LLC COMPLIANCE CONNECTION 36 Deceptive Marketing By Brett J. Ashton, Krieg DeVault LLP PSP SHOWCASE 38 Partnering with Experts Improves Performance By Bill Zumvorde, Profit Resources Inc. PRODUCT & SERVICES PROFILE 46 Still the Resource for Print & Office Supplies … But Now So Much More By Rod Lasley, Indiana Bankers Association BANKER PROFILE 50 W. Elaine Furnish Senior Vice President & Treasurer – First Farmers Bank & Trust Co., Converse 54 Scholarship Established in FNB President’s Memory Departments 6 Don’t Miss Out 13 In Memory Of … 13 IBA ‘High Five’ Awards 19 Mergers & Acquisitions 20 Bankers on the Move 30 Associate Members’ Corner 34 Honorable Mentions 35 From the Board Room 37 Anniversary Milestones 39 Taking It Easy 42 Banking on Community 54 Advertiser Index 32 46 MARCH/APRIL 2024 5 INTERACT WITH IBA
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