Pub. 8 2020 Issue 4

President's Address	2
Executive Director's Report	4
Featured Article: Q&A with FHLB Member Director Joe Kesler	6
Featured Associate Member: Bell Bank	8
Associate Member News: Upgrade Is a New Associate Member	8
Associate Member News: Dakota Business Lending Welcomes Anjie Martins	8
Flourish	9
From the Top	10
Guest Article: Questions to Answers	11
Guest Article: Tactics for Navigating Tectonic Shifts in Liquidity	12
Community Bankers for Compliance	14
Guest Article: SOFR Takes the Spotlight as LIBOR's Days Are Numbered	15
Guest Article: Avoid Common Mistakes With IRA Beneficiary Designations	16
Compliance Q&A: Winter 2021	18
Banking News from the State Capital	20
2021 MIB Membership Directory	23
MIB Associate Member Resource Guide	24
Upcoming Webinars	25
Advertiser Index	22
United Bankers Bank	II
Bankers Healthcare Group	3
Shield Compliance	5
Montana Housing	7
CWG Architects	13
Bell Bank	21
Holtmeyer & Monson	22
United Bankers Bank	22
PayneWest Insurance	26

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