Pub 20-2021-2022 Issue 1

Providing stability to auto dealerships for more than 60 years. From the peopleclosing the deal to the vehicles themselves, dependability is everything in the auto industry. Which is why dealers choose to work with M&T Bank for the long haul. Through the industry's highs and lows, our clients have come to rely on our steady support. We've learned the ins and outs of the business along the way, enabling us to deliver the right products - from inventory financing to insurance, investment management and wealth planning. It's this dependability that helps dealers like you do what they do best - run their businesses. That's what understanding what's important is all about. Get in touch with M&T today. New Jersey Nicholas Breslove Dealer Commercial Services nbreslove@mtb.com 201-788-0713 mtb.com/dealerservices -c;) Equal Housing Lender. ©2018 M&T Bank. Member FDIC. M&TBank Understandingwhat's important ®

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