Pub 18 2021 Issue 1

TOC	2
Incoming President Lonnie Talbert Q&A	4
The 2021 Legislative Wrap-up	6
Perspective on the Paycheck Protection Program	9
How Will Digital Lending Benefit Your Bank	11
Good Things Come to Those Who Wait: Interagency Proposed Flood Q&A	14
Relationship Value Pricing and Customer Profitability	16
Recreational Marijuana Passes in New Mexico	18
What You Need to Know About Cannabis Banking: An Interview With Money Man Lonnie C. Talbert	20
The Pandemic and the Continuing Supervisory Guidelines	22
Survey: Lending Process Challenges Remain, Despite Pandemic-Driven Digital Pushes	24
Bank News	26
Bankers on the Move	26
In Memoriam: Larry Willard	26

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