contents ©2023 The Colorado Bankers Association is proud to present Colorado Banker as a benefit of membership in the association. No member dues were used in the publishing of this news magazine. All publishing costs were borne by advertising sales. Purchase of any products or services from paid advertisements within this magazine are the sole responsibility of the consumer. The statements and opinions expressed herein are those of the individual authors and do not necessarily represent the views of Colorado Banker or its publisher, The newsLINK Group, LLC. Any legal advice should be regarded as general information. It is strongly recommended that one contact an attorney for counsel regarding specific circumstances. Likewise, the appearance of advertisers does not constitute an endorsement of the products or services featured by The newsLINK Group, LLC. Jenifer Waller President & CEO Alison Morgan Director of State Government Relations Brandon Knudtson Director of Membership Lindsay Muniz Director of Education Patricia Wells Director of Communications Rita Fish Executive Assistant Margie Mellenbruch Bookkeeper* Melanie Layton Lobbyist* Garin Vorthmann Lobbyist* Andrew Wood Lobbyist* Caroline Woodhouse Lobbyist* *Outsourced 140 East 19th Avenue, Suite 400 Denver, Colorado 80203 Office: 303.825.1575 Websites: coloradobankers.org smallbizlending.org financialinfo.org colorado-banker.thenewslinkgroup.org coe vnetru ar y BUILDING BETTER BANKS — Helping Coloradans Realize Dreams 24 6 4 Chairman’s Message Reflections and Ruminations Mark Hall, CBA Chairman 6 CFPB’s Small Business Lending Data Collection Rule INCREASES Operational Burdens and Regulatory Risk for Lending to Small Businesses By Michael Flynn and Brett Voets, Buchalter APC 10 Insuring Calm Before the Next Storm Natural Disasters Increase Community Bankers’ Interest In Captive Insurance Companies By David Guerino, The KeyState Companies 12 “The World Has Changed” Are You Ready for the Deposit Battle Royale? By IntraFi 14 CBA Centerpoint Going Beyond the Desk to Hear the Stories of Colorado Bankers 16 Is Your Bank Ready for LIBOR Fallback? By Selena Samale , Stinson, LLP 20 Upcoming CBA Events 21 Lender Beware When Serving by Mail in Colorado By Holly R. Shilliday, Managing Partner – Colorado Office, McCarthy & Holthus, LLP 22 Primax Payments Pulse Shows Payment Preferences by Generation By Kim Ploof, Managing Vice President, Primax 24 How Banks Can Win the Battle for Deposits By Bob Koehler, Chief Innovation Officer at SRM (Strategic Resource Management) 27 Slip, Trip and Fall Prevention By Travelers 16 Colorado Bankers Association The 3 Colorado Banker
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