Pub. 9 2021 Issue 2

Table of Contents	1
President’s Address	2
Executive Director’s Report	4
Flourish: A New Chapter	8
From the Top: Challenges Ahead	9
Guest Article: Pick and Roll — Multiple Institutional Relationships Influence Bond Yields	10
Associate Member Article: American Jobs Plan	11
Guest Article: SAFE Act a Decade On	12
Compliance Q&A: Summer 2021	14
Member News: Pioneer Federal Savings & Loan Earns Top Recognition	16
Member News: Beartooth Bank Opens New Branch	16
Associate News: United Bankers’ Bank Welcomes Jennifer Severson as New Chief Financial Officer	17
MIB Young Bankers: Montana Independent Bankers 2021 Outstanding Young Banker	18
Guest Article: How Community Banks Can Prepare For CECL Changes	20
Featured Associate Member: Bankers’ Bank Of The West Bancorp, Inc. Forms Civitas Bank Solutions, LLC	21
Convention Photos	22
Level Sponsors	24
Event Sponsors	25
2021 MIB Membership Directory	27
MIB Associate Member Resource Guide	28
Upcoming Webinars	29

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